Ask a Robot

It is nearly impossible to understand what's going on with the Summons and Complaint in a debt collection lawsuit without seeing the actual Summons and Complaint, but you do not want to share that information with total strangers on the Internet 

. . . Right?

I expect you can trust ChatGPT with your private litigation details (they are public records, after all)

This is what I would do if I were you:

Step 1: High-quality scans of your documents

Option one: Many courts use electronic filing systems, and the clerk's copies can be downloaded or ordered to be delivered by email as digital PDF files.

Option two: Go to a UPS Store, Staples, FedEx Office, or a similar business center and scan your documents. Ask for high-resolution PDFs of the following:

1. The Summons (make sure to scan both sides if there is printing on the back).
2. The Complaint.
3. Any attached Exhibits or documents.

Save them as separate PDF files if possible, with clear file names like “Summons.pdf,” “Complaint.pdf,” and “Exhibits.pdf.”

Step 2: Send to ChatGPT

Upload your scanned documents to ChatGPT with the following prompt:

Chat Prompt:

"I received a Summons and Complaint in a civil case. I am not a lawyer and I need help understanding what this means and what my options might be. I have uploaded scanned copies of the documents. I understand you’re not a lawyer and can’t give legal advice, but I’d like a plain-English explanation of:

• What these documents appear to say.
• What the plaintiff is claiming.
• What kind of timeline or deadline I may be on.
• What options people in my situation commonly consider.
• What risks I should be aware of.

Please point out anything that looks unusual or potentially important. The case is in [insert your state and county here], and the court is [insert name of court if you know it]."

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That’s it. Once the documents are uploaded with this prompt, Chat GPT can give a structured, easy-to-follow explanation that clarifies the stakes and next steps—without crossing the line into legal advice.

If that does not work, you can ask me.

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Thomas Fox, J. D.
Fox Paralegal Services
Lake Cumberland, Kentucky
thomas@foxparalegalservices.com
TEXT ONLY: 502-230-1613
Voice: 606-219-6982

Disclaimer: This information is for general educational and information purposes only and should not be taken as legal advice. I am not a lawyer. I can provide legal information but not advice. The difference is that legal information is equally applicable to everyone. Legal advice is tailored to your specific situation, and it is based upon a personal relationship of trust between you, as a client, and a lawyer. Your communication with a lawyer may be privileged and protected by law. Your communications with me are not.

It is advisable to consult with a qualified attorney in your specific jurisdiction for guidance on your legal rights and obligations. The laws of every state are different. Consulting with experienced local counsel is essential. If you are involved in litigation, I urge you to seek legal counsel.